First mortgage investments involve using an investor's capital to provide a loan to a borrower, secured by a registered first mortgage on Australian real estate. In the event of borrower default, the property can be sold to recover the loan and return the investor's capital. These investments provide a regular monthly income stream through interest payments, offering competitive returns for investors seeking capital preservation and stability.

A mortgage fund is a managed investment Fund where investor capital is used to provide mortgage loans to borrowers. These loans are generally secured by Australian real estate owned by the borrower. A 'First' Mortgage Fund specifically invests in opportunities secured by first-ranking, registered mortgages on Australian real estate, making it one of the most conservative types of Mortgage Funds.

First mortgage investments are generally considered to be relatively safe and secure. For instance, if a loan of $650,000 is secured by real estate independently valued at $1,000,000, resulting in a "loan-to-value" (LVR) ratio of 65%, the lender can take necessary actions to recover the amount owed in the event of borrower default. This may include taking possession of and selling the real estate to recover the funds.

The entire investment process is managed online through our dedicated Investor Portal, allowing you to register, apply, and invest from any device, 24/7. After selecting your preferred investment opportunities, you will need to access the Investor Portal for detailed information and to proceed with your investment. To access the portal, you must register and confirm that you have read our Information Memorandum. Once registered, you can begin investing in our First Mortgage Investment opportunities!

All investments carry risks. It’s crucial to understand these risks as they can impact your investment’s performance. Investments may not achieve expected outcomes or meet an investor’s goals, potentially resulting in a loss of capital or income. Risks associated with investing include the possibility of losing part or all of your capital and not receiving a return on your investment. Detailed risk factors specific to investments in the Fund will be outlined in the Information Memorandum (IM) and any relevant Supplementary Information Memorandum (SIM), and should be reviewed before making an investment.4o mini

We provide investment opportunities in the Bingo Capital Fund ("the Fund"), a mortgage investment fund exclusively available to Sophisticated Investors. The Fund allows investors to choose and invest in specific loans that align with their risk tolerance and investment criteria. As a highly conservative mortgage fund, the Bingo Capital Fund exclusively invests in loans secured by first-ranking registered mortgages on Australian real estate.

✔️ Choose from a range of current investment opportunities that align with your investment goals.

✔️ Receive regular monthly income deposited into your nominated account at competitive rates of return.

✔️ Your investment is secured by a registered first mortgage on Australian real estate.

✔️ We typically lend with conservative ratios of up to 65% to 70% LVR based on the underlying value of the security property.

✔️ Independent valuations are conducted by members of approved panel valuation firms.

✔️ Our investors have full visibility of where their funds are invested and can make decisions based on detailed information about each loan opportunity.

✔️ Select investments based on your preferred loan type, investment amount, return, term, location, and LVR.